The Palghat Co-Operative Urban Bank LTD offers Mobile Banking services to provide customers with secure, convenient, and anytime access to their bank accounts using their smartphones. The service enables customers to perform a wide range of banking transactions without visiting a branch.

Key Features

♦   View account balance and transaction history.

♦   Transfer funds between own accounts and to other bank accounts.

♦   Make payments through UPI, IMPS, NEFT, and RTGS (as applicable).

♦   Pay utility bills, mobile/DTH recharges, and other merchant payments.

♦   Request cheque book issuance and stop cheque payments.

♦   Access mini statements and download account details.

♦   Manage beneficiary accounts for fund transfers.

♦   Receive instant transaction alerts and notifications.

♦   Update selected profile and service preferences.

 

Benefits

♦   24×7 access to banking services.

♦   Safe and secure transactions with advanced authentication.

♦   Quick and convenient fund transfers.

♦   Reduced need to visit the bank branch.

♦   User-friendly interface for seamless banking.

♦   Instant access to account information and payment services.

 

Registration

Customers can register for Mobile Banking by visiting the nearest branch or following the registration process provided by the bank. After successful registration, customers can activate the service using their registered mobile number and the bank's official mobile banking application or activation process.

     

Security Tips

♦   Never share your login credentials, MPIN, OTP, or passwords with anyone.

♦   Use a strong password or MPIN and change it periodically.

♦   Download the mobile banking application only from official app stores, if provided by the bank.

♦   Keep your mobile device protected with a screen lock and updated security software.

♦   Log out after completing your banking session.

♦   Immediately report any unauthorized transactions or suspicious activity to the bank.

For assistance with Mobile Banking services, customers may contact The Palghat Co-Operative Urban Bank LTD customer support or visit the nearest branch for guidance.